Understand home loan salary requirements in South Africa. Learn how income affects bond approval and conveyancing timelines. Expert guidance from Cape Conveyancers.

Conveyancing is the legal process of transferring ownership of a property from one person or entity to another. This intricate process ensures that the buyer receives clear title to the property and that the seller receives the agreed-upon payment. At its core, conveyancing involves a series of legal steps designed to protect the interests of both parties, mitigate risks, and ensure a smooth and lawful transaction. It encompasses everything from drafting and reviewing contracts to conducting property searches, liaising with financial institutions, and ultimately facilitating the registration of the new ownership with the relevant authorities.
The conveyancing process typically begins once an offer to purchase has been accepted. The seller's attorney, often referred to as the conveyancer, will then initiate the necessary paperwork, including the deed of sale. Simultaneously, the conveyancer will conduct thorough searches to uncover any potential issues such as existing bonds, servitudes, or interdicts that could affect the property's title. The buyer's interests are also protected through this conveyancing process, as their conveyancer will review all documents and ensure that all conditions of the sale are met before the final transfer. Throughout the conveyancing journey, funds are held in trust by the conveyancer until all legal requirements are satisfied, culminating in the official registration of the property in the buyer's name at the Deeds Office.
Understand home loan salary requirements in South Africa. Learn how income affects bond approval and conveyancing timelines. Expert guidance from Cape Conveyancers.
If you are buying or selling property in South Africa right now, your transfer costs just went up. New Deeds Office fees came into effect on 1 April 2026 and most buyers have no idea they exist, let alone what they cost. Before you sign anything, here is what you need to know.
Selling property in 2026 comes with tax advantages most sellers don't know about. SARS announced changes to capital gains tax exclusions in February, and they matter if you're selling your home.
This guide breaks down what transfer costs are, where they come from and how to calculate them before you're caught off guard.